Yes, the state of Texas has buyer assistance programs. TSAHC, Texas State Affordable Housing Corporation, offers a low, fixed-rate and down payment assistance grant of 5% of a borrowers loan amount. It is open not only to first-time home buyers but to people who have previously owned a home. For more information, visit www.tsahc.org or call 888-638-3555. If you would like to talk to a mortgage professional, contact us and we will refer you to someone we trust that specializes in mortgages for our area.